The Buying Process

1

Registering with Pittis

Before registering with Pittis, take some time to consider what your requirements are and work out exactly what your budget is. Our Sales Advisors will use this information to help you throughout your property search and it will further increase their chances of finding as many suitable properties as possible for you.

To further increase your chances of a successful property search, your Sales Advisor will require as much information about your requirements as possible, so it is advisable that you are specific on everything.

If you are planning on moving to a new area and require information regarding local amenities, schools and transport links, our Sales Advisors will have the local knowledge and expertise to advise you throughout.

To register with Pittis you can:

Visit or call your local branch

Find your local branch

Register online

Register online now
2

Searching for your ideal home

Once your sales advisor is happy with the criteria you have provided and has advised you further on your property search, they will proceed in searching for all the properties on the market that suit your requirements.

You will receive a professional full-colour property brochure, which consists of a variety of properties that are suitable for you and your requirements. Our brochures provide you with detailed information on a number of suitable properties. However, should you require any further information, your sales advisor will be happy to help – while you are always free to search for any property via our extensive online property portal.

We list our properties on all of the UK’s leading property websites, including Zoopla and Rightmove, providing you with detailed information on any available across the country

The home buying process guide
3

Securing your mortgage

Once your sales advisor is happy with the criteria you have provided and has advised you further on your property search, they will proceed in searching for all the properties on the market that suit your requirements.

You will receive a professional full-colour property brochure, which consists of a variety of properties that are suitable for you and your requirements. Our brochures provide you with detailed information on a number of suitable properties. However, should you require any further information, your sales advisor will be happy to help – while you are always free to search for any property via our extensive online property portal.

We list our properties on all of the UK’s leading property websites, including Zoopla and Rightmove, providing you with detailed information on any available across the country

4

Viewing properties

You will then be required to make appointments to view any properties that you have identified as suitable for you.

Viewings are vital to help you learn more about the property. It is an ideal way of seeing for yourself how you would use its best features to benefit you.

Your local branch will arrange the viewings for you and, at your own request, one of our branch members will be happy to attend the viewing with you should you want a second opinion and any advice.

5

Making an offer

If you have identified a property that best suits you and your budget, and have viewed it successfully, you will be ready to make a formal offer to the seller.

We will send the offer to the seller on your behalf, both verbally and in writing. Please be aware that offers must be signed to be legally binding.

6

Conveyancing

All of the legal paperwork involved with buying a property will be looked after by our own conveyancing panel and they will regularly liaise with the seller’s legal representation.

We offer a No Sale, No Fee service and our conveyancing panel are open extended hours, including Saturdays, so that they are always available to those with busy schedules and to those who require further help and advice.

By using Pittis’ conveyancing team, the transaction is simplified and easier to track.

We are open extended hours, including Saturdays, and appointments can be made during evenings. This means those with busy lifestyles are still able to contact us about their transaction.

7

Sale agreed

Once your offer is accepted, you will need to instruct your chosen solicitor to proceed. At this stage you will also need to instruct your Mortgage Advisor to proceed with your mortgage application and make arrangements for a survey. Our partners Anderson & Associates is an independent firm of Chartered Surveyors that specialises in residential property survey and valuation services.

8

Draft contracts

Draft contracts will be exchanged by both parties’ solicitors and all preliminary enquiries, including a Land Registry search, will be undertaken. The Land Registry search confirms the true ownership of the property you intend to purchase.

9

Searches

Planning consents and any hidden local issues will be uncovered by a search with the local authority, all of which will be completed by your solicitor.

Should there be any questions regarding anything that arises from these searches, the seller’s solicitors will be required to clarify them.

10

Survey & valuation

our mortgage lender will require a survey to identify any structural problems and to advise the lender as to the property’s current value. If you require a more detailed report, this will need to be instructed at this time. Anderson & Associates can advise you on the different surveys they provide and which is right for you.

11

Contracts approved

Once all searches, surveys and enquiries are completed, and the results are satisfactory, your solicitor will approve your contract.

12

Formal mortgage offer

Once your mortgage has been approved your solicitor will send you your mortgage agreement, which you will need to sign and return. With the mortgage now in place, the contracts are ready to be exchanged between both parties.

13

Exchange of contracts

You will then transfer your deposit to your solicitor as soon as both parties have exchanged and signed the contracts.

This legally secures the transaction and allows you to proceed with agreeing a completion date, which is the date you will be free to move into your new property.

14

Completion

All outstanding balances will be paid to the seller’s solicitor by your solicitor who will, in turn, inform you of the completed transaction and give you permission to begin moving in to your new property.

Congratulations, you are now the legal owner of your new home!

Buying

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